Clear out all of your payment info on your favorite e-commerce sites.
You’re less likely to make a purchase if it takes more than one click to process.
“If hungry you’ll grab the wrong key in of food.
And when emotions are high, you’re more likely to spend in a way you’ll regret.”
Not ready to give up on that venti soy latte just yet?
Cash Is Your Friend
Leaving your credit cards at home eliminates the ability to splurge.
Some companies allow employees to pay for their transit cards pre-tax, which means you’ll save even more.
Pay Yourself First
It’s an age-old tip, but it works.
Have a bit of money automatically taken out of your paycheck each month and deposited into your savings account.
You won’t even notice it’s gone.
Change Your Plans
Sometimes we fall into shopping habits, just like we fall into eating habits.
And don’t forget to consider whom you’re bringing along.
The more you pay each month, the quicker you’ll be rid of it.
“Even a small sum can make a big difference to your mortgage term,” says Pine.
