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$30;Merrell.com.

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Just the right amount of luxe: a cropped and fitted shearling.

Banana Republic, $995; 888-BR-STYLE.

The dress’s swingy skirt suits the outfit’s playful mood.

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Anna Sui, $565; 212-941-8406.

Purple (very in now!)

brings ’50s-style gloves up to date.

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Lauren by Ralph Lauren, $48; Dillard’s, 800-345-5273.

Lined motorcycle boots broadcast ‘tude that’s toasty.

Brn Footwear, $220;BornShoes.com.

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A great bag is the place for a color surprise.

Marc by Marc Jacobs, $398; 212-924-0026

Who needs a coat?

$175;AnnaKula.com.

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Use extras to avoid being the woman in too much red.

Sonoma Life + Style, $22;Kohls.com.

Choose an eye-catching main item.

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Sweater, Etoile Isabel Marant, $285; 212-219-2284.

Shirt, Mimi & Coco, $73;MimiCoco.com.

A sleek bag won’t compete with your many layers.

Clare Vivier, $189;SeeVivier.com.

Slim wool trousers dress things up in an offhanded way.

See by Chloe, $370; Halls Plaza, 800-624-4034.

Socks worn with heels: It’s a trend your feet will love.

Hue, $6; Macy’s, 800-925-4848.

A wood wedge adds natural edge.

See by Chloe, $270;NeimanMarcus.comfor other colors.

I refuse to sacrifice sex appeal just because it’s cold.

Flirty pieces are my go-tos.

Coat, Milly, $535; Bloomingdale’s, 800-555-SHOP.

Turtleneck, $70;JCrew.com.

If a gold brocade skirt seems too precious for day, dial it down with chocolate tights.

$60;VictoriasSecret.com.

A sequined purse carries on the shiny motif.

Rachel Zoe for QVC, $105;QVC.com.

Furry earmuffs caress your face and won’t mess up your ‘do.

Hat Attack, $42;WinkNYC.com.

Don’t give up heels!

Bring them along to change into.

Kate Spade New York, $275;KateSpade.com

you might’t go wrong with neutral colors.

I love how they are always chic and timeless.

Hedy Gold, accessories director

Camel takes the guesswork out of layeringnothing clashes with it!

Coat, Club Monaco, $595; 212-459-9863.

Cardigan, $60;Express.com.

Shirt, Kay Celine, $168;ANoseForClothes.com.

Depend on your trusty skinny jeans to keep your look lean.

$189;7ForAllMankind.com.

Coffee is as versatile as black but softer.

BCBGeneration, $118; Dillard’s, 800-345-5273.

Wedge boots jump from runway to street with a sensible rubber sole.

Hunter, $265; Limelight, 212-359-5507.

Introduce a little whimsy with this hat.

Diane von Furstenberg, $180;DVF.com

My favorite thing about having a sporty style?

I can be active and look cute doing it.

Kristen Saladino, fashion market editor

Choose down coats with quilting; it minimizes puff.

Esprit, $129;Macys.com.

Nautical or rugby, stripes are fresh and fun.

Cardigan by Lynne Hiriak, $225;CardiganNewYork.com.

Snow boots in plaid add punch to a solid coat.

$130;Sorel.com.

A felt tote is durable in snow, sleetanything!

Kate Spade New York, $295;KateSpade.com.

Your inner kid will appreciate the pom-pom; your ears will like the wool.

$115;APC.fr.