The future of theAffordable Care Actmay be in danger now that Donald Trump is president-elect.
According to data from theU.S.
There are also free preventive appointments, along with supplies like breast pumps at no cost.
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But now that it’s likely going away, something must take its place.
Here, answers to your most pressing post-electionhealth carequestions:
1.
Will my insurer be able to kick me off my plan right away?
I highly doubt it would be legal to have Congress or the president cancel those plans mid-stream."
People will lose their subsidies and no longer be able to pay, she says.
Then, they will lose coverage.
“Some states may put additional protections in place to make certain patients receive the full year of coverage.
If it wouldn’t disappear right away, how much time would I have left on my Obamacare plan?
But he has much of their support.
Senate Majority Leader Mitch McConnellsaid at a press conference Wednesdaythat he’ll work hard to repeal Obamacare.
“It’s pretty high on our agenda as you know,” he said.
Repealing the ACA is significantly more difficult than the president-elect has made it out to be, O’Leary adds.
People who have benefitted from thepre-existing conditionclause, for example, will fight to protect that stipulation.
However, the government will likely put their plans into action as soon as they can.
“Keep in mind, our only certainty is that there will be a repeal,” Donovan says.
The bottom line, though, is that nobody knows.”
Will I get kicked off my parents health insurance?
Otherwise, losing your parents' coverage is a distinct possibility, says OLeary.
For large corporations that are self-insured, this decision will be made by the employer, OLeary says.
This could leave potentially millions of young adults without insurance.
At what point will my birth control stop being free without a co-pay?
Will my insurer be able to refuse me for a pre-existing condition?
Current law, under Obamacare:Your insurance provider cannot deny you based on pre-existing health conditions.
However, OLeary is less optimistic.
That could leave the patient and their family fully responsible for the cost of the unrelated heart attack.
What about things like preventative appointments and breast pumps?
If Obamacare is fully repealed:These options will likely cost money, says Donovan.
Even if the ACA is repealed in 2017, you still risk tax liability, she says.
Insurers as well as the public will need time to transition into new plans, OLeary says.
But once again, its a very improbable scenario.
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