A friend always nickel-and-dimes every check to the gazillionth decimal point.

When she starts doing calculations on her napkin, I can’t help but roll my eyes.

Would it be wrong to tell her to chill on the obsessiveness?

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First, understand that her control freakishness isn’t about you.

“It’s about her own anxiety.

For most of us, money is tied to a sense of security.

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But it makes sense to say something if you want to enjoy future meals together.

Try giving her a heads-up about your feelings.

It could very well do the trick.

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A coworker keeps asking about the size of my recent raise.

How can I nicely say I don’t want to discuss it?

Smile and repeat as needed.

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What should I do?

Forty-two percent of Self.com users say this kind of behavior bugs them, too.

So how to handle it?

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My wealthier friends always want to do expensive things.

I’m happy to splurge now and then, but I also want to save for other goals.

Then offer affordable options for another timea free outdoor concert, a movie.

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What friend meansI have different priorities/desires/needs than you do.

And perhaps I am slightly envious.

How you respond"I love the color and the satisfying way the cap clicks when I close it.

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I guess we all make different financial decisions.

So…did you watchHawaii Five-0last night?”

Keep your words focused on your own choices, then nicely change the subject.

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A very close friend asked me to lend her $500 for rent.

I can afford the money, but I worry that this loan will hurt our relationship.

What should I do?

you’re able to afford it, but the real question is, can your friendship afford it?

What kind of schedule should we set up for repayments?

What will we do if she ultimately can’t pay me back?

(Yes, stressful.

Do it anyway.)

Write it all down, then both of you date and sign it.

Being businesslike about financial transactionseven when they’re between friendsis the best way to avoid emotional repercussions.

Someone is always asking me to support her favorite charity.

And do I have to acknowledge the requests?

In terms of acknowledging, if you get a general request on Facebook, no.

If you get a personal email, a two-line response is fine: “Good for you!

I wish you luck though!”

(Then take that person off your email list when you’re asking for donations.)

What’s Your Spending bang out?