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Simply use these three tiny tricks to collect cash, andfeel calmer and happier, before you go.

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), versus several, theJournal of Marketing Researchreports.

Name your account “Paris or bust!”

and keep your eye on the prize each time you transfer cash.

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Find the strength to turn down spending opps by repeating “I don’t need that.”

Raise the bar.Is your savings goal in sight?

Create a visual record of what you’ve achieved, using a bar graph.

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Try the easy graphing tools atMint.comand discover how cool stats can be.

Craving the Beach?

Love a Skiing Challenge?

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Score deals up to 90 percent off atLiftopia.comandLiftTickets.com.

Adore Vibrant Cities?

Instead of New York, try…San Francisco.Leave your heartnot savingsin San Fran.

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Longing for Europe?

you might stay in a cozy guesthouse for about 30 euros.

Yearn to Be Indulged?

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Try an all-inclusive resort.

Leave on a Sunday for lower rates, and visitTravelZoo.comorCheaperCaribbean.comto bundle airfare, too.

Then relax and enjoy.

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Hungry for the Best Local Eats?

Dine well, sleep cheaply.

“Plus, your host may direct you to restaurants you won’t find in any guidebook.”

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Seeking a Michelin star or two?

Happiness bonus:You get more for your money if you eat adventurously.

Seeking Culture and Adventure?

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Don’t be afraid to negotiate for cheaper tickets, and chat with locals for info on must-see spots.

Happiness bonus:Street music, galleries and wandering cool ‘hoods?

9 Fun and Free Things to Do on Vacation

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